Asif Iqbal, Asif Kabir, Zahid Mahmood, Nazir Haider Shah, & Mehtab Mushtaq. (2026). The Future of Learning with AI: A Systematic Review on Transforming Student Education and Competencies. `, 5(01), 103–131. Retrieved from https://assajournal.com/index.php/36/article/view/1293