Asif Iqbal, Asif Kabir, Zahid Mahmood, Nazir Haider Shah, and Mehtab Mushtaq. “The Future of Learning With AI: A Systematic Review on Transforming Student Education and Competencies”. `, vol. 5, no. 01, Jan. 2026, pp. 103-31, https://assajournal.com/index.php/36/article/view/1293.